US Margin, Securities-Based Lending & Securities Lending
Federal Reserve margin credit limits, FINRA margin and options account rules, fully paid securities lending protections, securities loan reporting and securities-based lines of credit for broker-dealers.
- Issued by
- Federal Reserve Board / SEC / FINRA
- Applies in
- United States
- Edition
- Regs T/U (2017); FINRA 4210 intraday margin from 4 June 2026
- Area
- Conduct & prudential
What an assessor reads first.
The headline requirements in Amoreg’s catalogue, in the issuer’s own numbering where it has one. They are where a review starts, not a transcription of the text.
- Reg T 220Extend customer credit only within Regulation T margin and cash account limits and payment periodsCredit
- Reg U 221Obtain purpose statements and respect margin-stock loan value limits for bank-made SBLOCsCredit
- 4210Enforce maintenance and intraday margin requirements and meet margin calls promptlyMargin
- 2264Deliver the margin disclosure statement at account opening, annually and onlineDisclosure
- 4330Determine appropriateness and disclose risks before borrowing customers' fully paid securitiesSecurities lending
- 10c-1a/6500Report covered securities loans to FINRA SLATE by the deferred compliance dateReporting
- 2360Approve and supervise options accounts and deliver the options disclosure documentOptions
How Amoreg keeps you on it.
Enable the US Margin, Securities-Based Lending & Securities Lending and add Federal Reserve Board / SEC / FINRA’s pages as a monitor of your own. Every publication it records keeps its source, stage and date.
Inspector reads your policies against these 7 requirements every week and opens a finding wherever one falls short, citing the rule and drafting the fix. A person decides what is applied.
Each week
- Read Federal Reserve Board / SEC / FINRA’s pages
- Check the library against 7 requirements
- Open findings with drafted fixes
- Wait for a person to decide
Policy does not yet set out: extend customer credit only within Regulation T margin and cash account limits and payment periods
- Rule
- US Margin, Securities-Based Lending & Securities Lending, Reg T 220
- Area
- Credit
- Proposed by
- Inspector
- Decided by
- A named person, once reviewed
The same ground, elsewhere.
- Senior Managers & Certification RegimeIndividual accountability: senior manager responsibilities, certification and conduct rules.United Kingdom · 5 controls
- FCA Consumer DutyThe Consumer Principle, cross-cutting rules and four outcomes for retail customers.United Kingdom · 6 controls
- FCA Handbook — SYSC (Senior Management Arrangements, Systems and Controls)Governance, compliance, risk control, internal audit, record keeping and financial crime systems and controls.United Kingdom · 6 controls
- FCA Handbook — COBS (Conduct of Business)Conduct of business rules for investment business: client categorisation, suitability, disclosure, best execution.United Kingdom · 6 controls
- MiFID II / MiFIRInvestor protection, product governance, transparency and transaction reporting for investment firms.European Union · 6 controls
- PRA Rulebook — Fundamental RulesThe eight fundamental rules for PRA-authorised banks, insurers and designated investment firms.United Kingdom · 6 controls
Also in United States
- US Bank Secrecy Act / FinCEN AML ProgramBSA AML programme requirements: the pillars, CDD rule, SAR/CTR reporting and beneficial ownership.United States · 6 controls
- OFAC Sanctions Compliance ProgramThe five essential components of an effective sanctions compliance programme.United States · 5 controls
- US Foreign Corrupt Practices ActAnti-bribery and books-and-records provisions, assessed against the DOJ's Evaluation of Corporate Compliance Programs.United States · 4 controls
- GLBA Safeguards RuleThe information security programme financial institutions must maintain for customer information.United States · 5 controls
- NIST Cybersecurity Framework 2.0Six functions for managing cybersecurity risk, now including Govern.United States / Global · 6 controls
- NYDFS Cybersecurity Regulation (23 NYCRR 500)Cybersecurity requirements for DFS-licensed entities, with CISO, MFA, annual certification and 72-hour notice.United States — New York · 6 controls
Questions
Does Amoreg watch for changes to the US Margin, Securities-Based Lending & Securities Lending?
Enable it and add the issuer’s pages as a monitor of your own. Every publication the Monitor records keeps its source, stage and date.
Can Amoreg check our policies against the US Margin, Securities-Based Lending & Securities Lending?
Yes. Inspector reads your library against its requirements every week and opens a finding, with the rule it cites and a proposed fix, wherever a policy falls short. A person decides what is applied.
Which edition does Amoreg use?
The catalogue records Regs T/U (2017); FINRA 4210 intraday margin from 4 June 2026. Editions were last verified in August 2026, and the Monitor records new publications as they appear.