MiFID II / MiFIR
Investor protection, product governance, transparency and transaction reporting for investment firms.
- Issued by
- European Union / ESMA
- Applies in
- European Union
- Edition
- Directive 2014/65/EU, as amended
- Area
- Conduct & prudential
What an assessor reads first.
The headline requirements in Amoreg’s catalogue, in the issuer’s own numbering where it has one. They are where a review starts, not a transcription of the text.
- Art.16Organisational requirements and record keepingOrganisation
- Art.16(3)Product governanceProducts
- Art.24Information to clients and inducementsConduct
- Art.25Suitability and appropriatenessAdvice
- Art.27Best executionDealing
- Art.26 MiFIRTransaction reportingReporting
How Amoreg keeps you on it.
Enable the MiFID II / MiFIR and the Monitor suggests ESMA as a source. Every publication it records keeps its source, stage and date.
Inspector reads your policies against these 6 requirements every week and opens a finding wherever one falls short, citing the rule and drafting the fix. A person decides what is applied.
Each week
- Read esma.europa.eu/press-news/esma-news
- Check the library against 6 requirements
- Open findings with drafted fixes
- Wait for a person to decide
Policy does not yet set out: organisational requirements and record keeping
- Rule
- MiFID II / MiFIR, Art.16
- Area
- Organisation
- Proposed by
- Inspector
- Decided by
- A named person, once reviewed
The same ground, elsewhere.
- Senior Managers & Certification RegimeIndividual accountability: senior manager responsibilities, certification and conduct rules.United Kingdom · 5 controls
- FCA Consumer DutyThe Consumer Principle, cross-cutting rules and four outcomes for retail customers.United Kingdom · 6 controls
- FCA Handbook — SYSC (Senior Management Arrangements, Systems and Controls)Governance, compliance, risk control, internal audit, record keeping and financial crime systems and controls.United Kingdom · 6 controls
- FCA Handbook — COBS (Conduct of Business)Conduct of business rules for investment business: client categorisation, suitability, disclosure, best execution.United Kingdom · 6 controls
- PRA Rulebook — Fundamental RulesThe eight fundamental rules for PRA-authorised banks, insurers and designated investment firms.United Kingdom · 6 controls
- SRA Standards and RegulationsThe SRA Principles, Codes of Conduct, Accounts Rules and firm authorisation, transparency and indemnity rules for solicitors and law firms in England and Wales.United Kingdom · 8 controls
Also in European Union
- EU Anti-Money Laundering Directives (4AMLD–6AMLD)The directive-based regime transposed into member state law, until the single rulebook applies.European Union · 6 controls
- EU AML Regulation (single rulebook)Directly applicable AML/CFT rules for obliged entities across the Union, supervised by AMLA (operational since July 2025).European Union · 8 controls
- EU General Data Protection RegulationThe data protection regime for controllers and processors established in, or targeting, the EU.European Union · 9 controls
- EU Artificial Intelligence ActRisk-based obligations for providers and deployers of AI systems; general-purpose AI duties from August 2025, high-risk from August 2026.European Union · 6 controls
- DORA — Digital Operational Resilience ActICT risk management, incident reporting, resilience testing and third-party risk for financial entities.European Union · 8 controls
- NIS2 DirectiveCybersecurity risk-management measures and incident reporting for essential and important entities.European Union · 4 controls
Questions
Does Amoreg watch for changes to the MiFID II / MiFIR?
Yes. Enable it and the Monitor suggests European Securities and Markets Authority as a source; every publication it records keeps its source, stage and date.
Can Amoreg check our policies against the MiFID II / MiFIR?
Yes. Inspector reads your library against its requirements every week and opens a finding, with the rule it cites and a proposed fix, wherever a policy falls short. A person decides what is applied.
Which edition does Amoreg use?
The catalogue records Directive 2014/65/EU, as amended. Editions were last verified in August 2026, and the Monitor records new publications as they appear.