EU Anti-Money Laundering Directives (4AMLD–6AMLD)
The directive-based regime transposed into member state law, until the single rulebook applies.
- Issued by
- European Union
- Applies in
- European Union
- Edition
- Directive (EU) 2015/849, as amended
- Area
- Financial crime (AML/CFT/CPF)
What an assessor reads first.
The headline requirements in Amoreg’s catalogue, in the issuer’s own numbering where it has one. They are where a review starts, not a transcription of the text.
- Art.8Risk assessment and policies, controls and proceduresRisk assessment
- Art.13Customer due diligence measuresCustomer due diligence
- Art.18Enhanced due diligenceCustomer due diligence
- Art.30Beneficial ownership registersTransparency
- Art.33Reporting to the FIUReporting
- Art.40Record retentionRecords
How Amoreg keeps you on it.
Enable the EU Anti-Money Laundering Directives (4AMLD–6AMLD) and the Monitor suggests EBA and Official Journal as a source. Every publication it records keeps its source, stage and date.
Inspector reads your policies against these 6 requirements every week and opens a finding wherever one falls short, citing the rule and drafting the fix. A person decides what is applied.
Each week
- Read eba.europa.eu/publications-and-media
- Check the library against 6 requirements
- Open findings with drafted fixes
- Wait for a person to decide
Policy does not yet set out: risk assessment and policies, controls and procedures
- Rule
- EU Anti-Money Laundering Directives (4AMLD–6AMLD), Art.8
- Area
- Risk assessment
- Proposed by
- Inspector
- Decided by
- A named person, once reviewed
The same ground, elsewhere.
- FATF RecommendationsThe 40 Recommendations — the international standard every national AML/CFT/CPF regime is measured against.Global · 8 controls
- Wolfsberg Group StandardsIndustry standards for correspondent banking, the CBDDQ/FCCQ questionnaires and effectiveness-based AML programmes.Global · 4 controls
- GFSC Handbook on Countering Financial Crime (AML/CFT/CPF)The Bailiwick's AML/CFT/CPF rules and guidance for financial services businesses and prescribed businesses, issued under the Criminal Justice (Proceeds of Crime) regulations.Guernsey · 8 controls
- JFSC AML/CFT/CPF HandbookHandbook for the prevention and detection of money laundering, terrorist financing and proliferation financing under the Money Laundering (Jersey) Order 2008.Jersey · 8 controls
- Isle of Man AML/CFT Code 2019The Anti-Money Laundering and Countering the Financing of Terrorism Code 2019, with the FSA's AML/CFT Handbook as guidance.Isle of Man · 8 controls
- Cayman Islands Anti-Money Laundering RegulationsThe AMLRs under the Proceeds of Crime Act, read with CIMA's Guidance Notes — departure from the Guidance Notes without justification is treated as non-compliance.Cayman Islands · 8 controls
Also in European Union
- EU AML Regulation (single rulebook)Directly applicable AML/CFT rules for obliged entities across the Union, supervised by AMLA (operational since July 2025).European Union · 8 controls
- EU General Data Protection RegulationThe data protection regime for controllers and processors established in, or targeting, the EU.European Union · 9 controls
- EU Artificial Intelligence ActRisk-based obligations for providers and deployers of AI systems; general-purpose AI duties from August 2025, high-risk from August 2026.European Union · 6 controls
- DORA — Digital Operational Resilience ActICT risk management, incident reporting, resilience testing and third-party risk for financial entities.European Union · 8 controls
- NIS2 DirectiveCybersecurity risk-management measures and incident reporting for essential and important entities.European Union · 4 controls
- MiFID II / MiFIRInvestor protection, product governance, transparency and transaction reporting for investment firms.European Union · 6 controls
Questions
Does Amoreg watch for changes to the EU Anti-Money Laundering Directives (4AMLD–6AMLD)?
Yes. Enable it and the Monitor suggests European Banking Authority and Official Journal of the European Union as a source; every publication it records keeps its source, stage and date.
Can Amoreg check our policies against the EU Anti-Money Laundering Directives (4AMLD–6AMLD)?
Yes. Inspector reads your library against its requirements every week and opens a finding, with the rule it cites and a proposed fix, wherever a policy falls short. A person decides what is applied.
Which edition does Amoreg use?
The catalogue records Directive (EU) 2015/849, as amended. Editions were last verified in August 2026, and the Monitor records new publications as they appear.