EU AML Regulation (single rulebook)
Directly applicable AML/CFT rules for obliged entities across the Union, supervised by AMLA (operational since July 2025).
- Issued by
- European Union
- Applies in
- European Union
- Edition
- Regulation (EU) 2024/1624 — applies 10 July 2027
- Area
- Financial crime (AML/CFT/CPF)
What an assessor reads first.
The headline requirements in Amoreg’s catalogue, in the issuer’s own numbering where it has one. They are where a review starts, not a transcription of the text.
- Art.9Internal policies, procedures and controlsProgramme
- Art.10Business-wide risk assessmentRisk assessment
- Art.11Compliance function: compliance manager and compliance officerGovernance
- Art.20Customer due diligenceCustomer due diligence
- Art.34Enhanced due diligenceCustomer due diligence
- Art.51Beneficial ownership identification (25% threshold)Transparency
- Art.69Reporting of suspicious transactionsReporting
- Art.77Record retentionRecords
How Amoreg keeps you on it.
Enable the EU AML Regulation (single rulebook) and the Monitor suggests EBA and Official Journal as a source. Every publication it records keeps its source, stage and date.
Inspector reads your policies against these 8 requirements every week and opens a finding wherever one falls short, citing the rule and drafting the fix. A person decides what is applied.
Each week
- Read eba.europa.eu/publications-and-media
- Check the library against 8 requirements
- Open findings with drafted fixes
- Wait for a person to decide
Policy does not yet set out: internal policies, procedures and controls
- Rule
- EU AML Regulation (single rulebook), Art.9
- Area
- Programme
- Proposed by
- Inspector
- Decided by
- A named person, once reviewed
The same ground, elsewhere.
- FATF RecommendationsThe 40 Recommendations — the international standard every national AML/CFT/CPF regime is measured against.Global · 8 controls
- Wolfsberg Group StandardsIndustry standards for correspondent banking, the CBDDQ/FCCQ questionnaires and effectiveness-based AML programmes.Global · 4 controls
- GFSC Handbook on Countering Financial Crime (AML/CFT/CPF)The Bailiwick's AML/CFT/CPF rules and guidance for financial services businesses and prescribed businesses, issued under the Criminal Justice (Proceeds of Crime) regulations.Guernsey · 8 controls
- JFSC AML/CFT/CPF HandbookHandbook for the prevention and detection of money laundering, terrorist financing and proliferation financing under the Money Laundering (Jersey) Order 2008.Jersey · 8 controls
- Isle of Man AML/CFT Code 2019The Anti-Money Laundering and Countering the Financing of Terrorism Code 2019, with the FSA's AML/CFT Handbook as guidance.Isle of Man · 8 controls
- Cayman Islands Anti-Money Laundering RegulationsThe AMLRs under the Proceeds of Crime Act, read with CIMA's Guidance Notes — departure from the Guidance Notes without justification is treated as non-compliance.Cayman Islands · 8 controls
Also in European Union
- EU Anti-Money Laundering Directives (4AMLD–6AMLD)The directive-based regime transposed into member state law, until the single rulebook applies.European Union · 6 controls
- EU General Data Protection RegulationThe data protection regime for controllers and processors established in, or targeting, the EU.European Union · 9 controls
- EU Artificial Intelligence ActRisk-based obligations for providers and deployers of AI systems; general-purpose AI duties from August 2025, high-risk from August 2026.European Union · 6 controls
- DORA — Digital Operational Resilience ActICT risk management, incident reporting, resilience testing and third-party risk for financial entities.European Union · 8 controls
- NIS2 DirectiveCybersecurity risk-management measures and incident reporting for essential and important entities.European Union · 4 controls
- MiFID II / MiFIRInvestor protection, product governance, transparency and transaction reporting for investment firms.European Union · 6 controls
Questions
Does Amoreg watch for changes to the EU AML Regulation (single rulebook)?
Yes. Enable it and the Monitor suggests European Banking Authority and Official Journal of the European Union as a source; every publication it records keeps its source, stage and date.
Can Amoreg check our policies against the EU AML Regulation (single rulebook)?
Yes. Inspector reads your library against its requirements every week and opens a finding, with the rule it cites and a proposed fix, wherever a policy falls short. A person decides what is applied.
Which edition does Amoreg use?
The catalogue records Regulation (EU) 2024/1624 — applies 10 July 2027. Editions were last verified in August 2026, and the Monitor records new publications as they appear.