AI compliance software

AI compliance software for financial services: agents that read, research and draft, and a named person who decides.

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Amoreg · AI compliance software3 capabilities

Cited answersEve answers from your library, your regulators and the web, and cites the rule it relies on.
Reading done weeklyInspector reads your policy library against the regimes you switch on and raises findings with drafted fixes.
A person decidesSending email, deciding findings and editing policies each need approval, and the file keeps who decided and when.

Today

Every compliance product now says it uses AI, and the claim tells a buyer almost nothing.
A regulated firm needs to know what the AI did, what it cited and who approved the result.

With Amoreg

Cited answers. Eve answers from your library, your regulators and the web, and cites the rule it relies on.
Reading done weekly. Inspector reads your policy library against the regimes you switch on and raises findings with drafted fixes.
A person decides. Sending email, deciding findings and editing policies each need approval, and the file keeps who decided and when.

Follow one through. An MLRO’s question, from asked to approved.

Ask in plain words. Eve answers from your library, your regulators and the web, and cites every source.

Amoreg Eve · one caseStep 5 of 5

Three ways to do it. One that keeps the file.

Compare Amoreg

Without AmoregDrives, inboxes and spreadsheetsCopilotAnd other general AI assistantsAmoregBuilt for regulated firms

ResearchSearching handbooks and regulator sites by handAnswers from the web and what you connect, not a regulator libraryA regulator library kept current and searched first

Library reviewA periodic read-through of every policy by handReviews a policy only when askedEvery document swept weekly, each point citing its rule

Research at scaleOne analyst reads every rulebook in turnOne request at a time, in one conversationResearch runs in parallel, then one combined write-up

Tracking gapsImpact notes scattered across email and spreadsheetsA reply to copy into your documentsOne queue of open, resolved and dismissed findings

General descriptions of each approach. Some assistants add connectors, citations and enterprise controls; we are happy to compare Amoreg with the tools you use today.

AI compliance software: what it is and what regulators expect.

What is AI compliance software?

AI compliance software is software for a regulated firm’s compliance function that uses AI models to read regulatory text, check the firm’s own documents against it, research questions and draft the output. The useful products do not simply add a chat box to a rulebook. They keep the firm’s policies, its regulators and its decisions in one place, so the AI works from the firm’s own material and the result can be traced.

The label covers very different products. Some watch regulators and send alerts. Some screen clients. Some answer questions. Some review policies. A firm that buys on the word AI alone may get a feed when it needed a reviewer, or a chatbot when it needed a record.

What can AI do in compliance work today?

AI is good at the reading and first-draft work that takes a compliance officer days: finding the paragraph that applies, comparing a policy with a rule, summarising a consultation, and drafting a revised clause. It is not a source of authority. A rule means what the regulator’s own text says, and a model can misread it.

The table sets out the tasks where AI saves time, what it should do in each, what a person must still do, and where Amoreg does it today. The last column describes the product as it is, not as it may become.

Compliance tasks, what AI does, what a person decides, and where it sits in Amoreg
Task	What the AI does	What a person decides	In Amoreg
Following regulators	Reads what a regulator publishes and logs it once, with its kind, stage and dates	Whether the publication applies to the firm	The Monitor, on regulatory monitoring
Reviewing policies	Reads every document in the library against the rules and drafts a fix where one falls short	Whether to apply, change or reject the fix	Inspector, reading the library every week
Answering questions	Searches the library and the regulator’s text first, then the web, and cites the rule	Whether the answer is right for the firm	Eve, in chat
Deep research	Runs a long brief in the background, such as a horizon scan or an evidence sweep	What to do with the result	Specialist agents, briefed by Eve
Drafting	Fills a policy, report or minutes template from the firm’s context	Whether to approve and file it	Eve and the workers
Rehearsing an inspection	Plays the examiner, briefed on the firm’s records, and debriefs	What to improve	Probe, as informal practice
Closing a finding	Proposes; it has no power to apply, publish or delete	Approve or dismiss, with a written reason for a dismissal	Findings, with a name on each decision

What should AI leave to a person?

The decisions. Whether a change applies to the firm, whether a policy is adequate, whether to close a finding and whether to report something are judgements that belong to the compliance officer, the money laundering reporting officer or the board. In the FCA Handbook, SYSC 6.1.1R requires a firm to establish, implement and maintain adequate policies and procedures sufficient to ensure compliance. The obligation sits with the firm. Software cannot take it over.

A sound AI product is built around that. It proposes, and the person with authority disposes. It records the proposal, the person and the time. Ask any vendor what the AI cannot do without approval, and ask to see the record it leaves.

Amoreg is built this way. Sending email, deciding findings, editing policies and changing organization settings each need approval, every time. Inspector has no write tools at all: it proposes but never applies, publishes, deletes or resolves. Amoreg supports the compliance officer and the money laundering reporting officer. It does not replace them.

How do you tell whether the AI is grounded?

Grounded means the answer comes from a source you can open. Ask the vendor to show a rule it relied on, with the regulator’s own page behind it. Ask whether the product answers from the firm’s own documents and the regulator’s text before it turns to the open web, and whether it says so when it has inferred something rather than quoted it.

Then test the edge of its coverage. Pick the regulators that matter to your licence, and ask to see their last three publications in the product, with dates and links. A vendor with a large coverage claim can still be thin on a small regulator. In the Crown Dependencies that means the Isle of Man Financial Services Authority, the Jersey Financial Services Commission and the Guernsey Financial Services Commission.

Does AI compliance software replace the compliance officer?

No, and a product that says it does should worry a buyer. The firm remains responsible for its compliance, and a supervisor will ask who decided. What software can do is shorten the reading and drafting, keep the register in one place, and make the review weekly instead of yearly.

That shifts the compliance officer’s time from collecting and comparing to judging and explaining. It does not remove the need for the role.

How does Amoreg work?

Amoreg is an agentic compliance workspace for financial services. You switch on the regulators and regimes your licence answers to. The Monitor logs each publication once. Inspector reads your policy library against those regimes every week, stays quiet about documents that are fine, and raises a finding with a drafted fix where one falls short. A named person approves or dismisses it, and the file keeps who decided and when.

Eve is the agent you talk to. It searches your library and the regulator library first, cites the rule references, and links web sources. For bigger jobs it writes a full brief and hands it to a specialist, which works in the background and returns the result to the same chat. Probe lets you rehearse an inspection aloud. Its feedback is informal and developmental, not a regulatory view.

Every agent works only inside your organization. The library is deepest for the UK, the Crown Dependencies and other offshore centres, and it holds the EU regimes too. It is a narrower claim than a global data feed, and it is meant to be.

Ten questions to ask any AI compliance vendor

Which of my regulators do you follow, and can I see their latest publications in the product? Where does each answer come from, and can I open the source? What does the AI do without a person’s approval, and what does it never do? Where is each decision recorded, with a name and a date? Who checks the AI’s output, and how do I see that they did?

Does the AI read my own policies, or only the public rules? Can it say when it does not know? What happens to my data, and is it kept apart from other customers’? Can I export my records if I leave? What does the product not do?

Ask us the same ten. We would rather lose a comparison on a fair reading than win it on a vague one.

Which AI compliance tools does Amoreg not replace?

Amoreg is not a client onboarding or screening tool today. Amoreg Review and Amoreg Check are on the platform as coming soon and are not available. It is not a global regulatory data feed, an entity management system or a staff training portal. If one of those is the job, buy a tool that does it now. Amoreg’s comparison pages set out where other vendors fit better, for Compliance.ai and CUBE.

Sources

Questions firms ask about AI compliance software.

What is AI compliance software?

Software for a regulated firm’s compliance function that uses AI to read regulatory text, check the firm’s own documents against it, research questions and draft the output, with a person deciding what applies and what to change.

What can AI do in compliance work?

Read regulator publications, compare policies with rules, summarise consultations, research questions with cited sources and draft revised wording. It should not decide whether something applies, close a finding or report to a regulator.

Can AI replace a compliance officer?

No. The firm stays responsible for its compliance, and a supervisor will ask who decided. AI shortens the reading and drafting; the judgement stays with a person.

Does the FCA allow firms to use AI in compliance?

The FCA Handbook does not prescribe a tool. SYSC 6.1.1R requires a firm to establish, implement and maintain adequate policies and procedures sufficient to ensure compliance, however it does the work. See SYSC 6.1 in the FCA Handbook for the exact wording and how it applies to your firm.

How do I check that an AI answer is right?

Open the source it cites, which should be the regulator’s own text, and read the passage. Treat an answer with no source as a lead, not a finding.

What does Amoreg’s AI do without approval?

It reads, researches and drafts. Sending email, deciding findings, editing policies and changing organization settings each need a person’s approval. Inspector proposes fixes but has no write tools.

Does Amoreg cover the Isle of Man, Jersey and Guernsey?

Yes. The library holds the regulators and regimes of the three Crown Dependencies beside the UK and the EU, and you switch on the ones that apply to your licence.

Does Amoreg do client onboarding or screening?

Not yet. Amoreg Review and Amoreg Check are on the platform as coming soon and are not available today.