For Channel Islands firms

Amoreg is compliance software for regulated firms in Guernsey and Jersey, made by a Guernsey company. It works from the published rules of the GFSC and the JFSC.

Book a demo

Amoreg · for Channel Islands firms3 capabilities

Both Commissions watchedThe GFSC and JFSC news and consultations pages read by the Monitor, each publication logged once with its stage and dates.
Policies read against the rulesInspector checks your library against the Guernsey and Jersey regimes you switch on and raises findings with drafted fixes.
A named person on every decisionEach finding cites the rule it rests on, and the file keeps who decided it and when.

Today

A search for compliance software returns onboarding tools, entity systems, rule trackers and training portals as if they were one product.
Most compliance tools are written for the UK or the EU, and a Channel Islands firm answers to the GFSC or the JFSC.

With Amoreg

Both Commissions watched. The GFSC and JFSC news and consultations pages read by the Monitor, each publication logged once with its stage and dates.
Policies read against the rules. Inspector checks your library against the Guernsey and Jersey regimes you switch on and raises findings with drafted fixes.
A named person on every decision. Each finding cites the rule it rests on, and the file keeps who decided it and when.

Follow one through. A GFSC letter, from posted to decided.

Switch on the regimes you are held to. Amoreg watches their sources and keeps every publication until someone decides.

Regulatory monitoring · one caseStep 5 of 5

Three ways to do it. One that keeps the file.

Compare Amoreg

Without AmoregDrives, inboxes and spreadsheetsCopilotAnd other general AI assistantsAmoregBuilt for regulated firms

Watching regulatorsChecking each regulator’s news page by handAnswers when asked; does not watch regulatorsWatched regulator pages read on every run

Library reviewA periodic read-through of every policy by handReviews a policy only when askedEvery document swept weekly, each point citing its rule

Tracking gapsImpact notes scattered across email and spreadsheetsA reply to copy into your documentsOne queue of open, resolved and dismissed findings

VersionsPolicies on shared drives, versions named by dateNo register of document versionsOne library with a version history and real titles

General descriptions of each approach. Some assistants add connectors, citations and enterprise controls; we are happy to compare Amoreg with the tools you use today.

For Channel Islands firms: what it is and what regulators expect.

Which compliance software is built for the Channel Islands?

Amoreg is compliance software for regulated financial services firms in the Channel Islands: it watches the regulators a firm answers to, reads the firm’s policies against their rules, raises findings with drafted fixes and keeps the record of who decided what. Amoreg Limited is a Guernsey company. It works from the published rules of the Guernsey Financial Services Commission (GFSC) and the Jersey Financial Services Commission (JFSC), with UK and EU rules only where a firm also operates there.

It is not the only compliance software a Channel Islands firm buys, and it is not the right tool for every job. The islands have their own products for client onboarding, entity administration, regulatory intelligence and training. The table below sorts them by the job they do, so you can tell which kind you are looking for before you compare products.

Which kind of compliance software do you need?

Compliance software is five different products that share a name. Each does one job, and a firm usually needs more than one. Decide which job you are buying for first. A tool that is excellent at onboarding clients will not tell you that the Commission has changed its Handbook, and a tool that watches the Commission will not verify a passport.

The examples are products sold to Channel Islands firms. Statements about Flarion, RuleXis and ONYXTrack come from each vendor’s own website, read on 10 November 2026, and repeat only what those sites say. We have not tested them, and the order is not a ranking. The websites of all three give a Guernsey address for the company behind the product.

Five kinds of compliance software for Channel Islands firms: what each does, when you need it, and examples
Kind of software	What it does	When you need it	Examples
Client onboarding with KYC, AML and screening	Collects and verifies a client’s identity, screens names against sanctions and politically exposed person lists, rates the risk and schedules periodic reviews.	You take on clients and must keep due diligence on each of them and on the people behind them.	Flarion, from Islands AI, describes itself as KYC and AML software for the Channel Islands. ONYX Solutions describes ONYXTrack as a compliance management and onboarding solution. Amoreg Review and Amoreg Check are coming soon and are not available today.
Entity and practice management	Holds the companies, trusts and funds a firm administers, with their officers, registers, filings and deadlines.	You administer structures for clients and need the statutory record and the calendar in one system.	Flarion lists company secretarial work: officers, filings, resolutions, board meetings and statutory registers. Amoreg is not an entity or practice management system.
Regulatory intelligence and horizon scanning	Watches the regulators for news, consultations and rule changes, and shows what each publication touches.	You must show that the firm noticed a change, decided whether it applied and acted on it.	Amoreg: the Monitor reads the GFSC and JFSC news and consultations pages and logs each publication once. RuleXis, a division of Duforest Ltd, lists horizon scanning across jurisdictions, and its Crown Dependencies page says it is specialised for GFSC, JFSC and IOMFSA regulations.
Policy library and compliance monitoring	Holds the firm’s policies with owners and review dates, tests them against the rules and follows each gap to a decision.	You need to show that policies are current, which gaps were found and who closed them.	Amoreg: the policy library, Inspector’s weekly review and findings that a named person decides. RuleXis lists a compliance monitoring plan and policy management. Flarion lists a compliance monitoring programme for the firm itself. ONYX Solutions lists compliance monitoring in its compliance management and customer onboarding software.
Staff training	Delivers courses to staff, tests what they understood and records who completed what.	You must evidence that staff were trained, on what and when.	ONYX Solutions runs ONYXTrain, which it calls its online training portal. RuleXis lists training materials and attestation. Amoreg does not deliver staff training.

Where does Amoreg fit, and where does it not?

Amoreg fits the third and fourth rows. The Monitor is the regulatory intelligence: it reads the regulators you choose and logs each publication once, with its kind, stage and dates. The policy library, Inspector and findings are the compliance monitoring. Every document has owners and a review cycle, Inspector reads the library every week against the rules you answer to, and each finding is followed to a named person’s decision. Eve and the specialist agents do the reading, research and drafting. A person decides.

Amoreg does not yet do the first row. Client onboarding and screening are on the platform as coming soon: Amoreg Review, for a client’s file from onboarding to periodic review, and Amoreg Check, for sanctions, enforcement and PEP screening. Neither is available today. If you need to onboard and screen clients this quarter, buy a tool that does it now.

Amoreg is not an entity or practice management system, and it does not deliver staff training. It keeps each client company’s work in its own space, which suits a trust company, but it does not keep statutory registers or company filings.

What does the GFSC expect of a Guernsey firm?

The Bailiwick of Guernsey, which includes Alderney and Sark, is a self-governing Crown Dependency with its own financial services law. It is not part of the United Kingdom or the European Union. The UK’s Financial Conduct Authority has no remit in the Bailiwick, so a compliance tool built around FCA or EU rules does not describe what applies to a Guernsey firm.

The Guernsey Financial Services Commission was established under the Financial Services Commission (Bailiwick of Guernsey) Law, 1987. It licenses investment business and funds under the Protection of Investors Law, 2020, banks under the Banking Supervision Law, 2020, insurers under the Insurance Business Law, 2002, fiduciaries under the Regulation of Fiduciaries, Administration Businesses and Company Directors, etc. Law, 2020, and lenders and credit providers under the Lending, Credit and Finance Law, 2022. Each sector has its own rules and guidance.

For financial crime, the obligations sit in Schedule 3 to the Criminal Justice (Proceeds of Crime) (Bailiwick of Guernsey) Law, 1999. The rules and guidance are in the Commission’s Handbook on Countering Financial Crime (AML/CFT/CPF), which covers risk assessment, due diligence, monitoring and reporting. Two sets of expectations apply to every licensee. The Finance Sector Code of Corporate Governance sets principles for boards. The Commission’s cyber security rules and guidance expect board-owned cyber security based on the NIST functions.

In Amoreg, the Monitor reads the Commission’s news page and its consultations page. The library carries the Commission’s Handbook on Countering Financial Crime, fiduciary rules, cyber security rules and corporate governance code as regimes, each with its headline controls. The Guernsey compliance software page, linked below, covers the sector rules, Dear CEO letters and the MONEYVAL evaluation.

What does the JFSC expect of a Jersey firm?

Jersey is a self-governing Crown Dependency with its own legislature, the States Assembly, and its own financial services law. It is not part of the United Kingdom or the European Union. The UK’s Financial Conduct Authority has no remit on the island, so a compliance tool built around FCA or EU rules does not describe what applies to a Jersey firm.

The Jersey Financial Services Commission, set up under the Financial Services Commission (Jersey) Law 1998, regulates the finance industry and runs the companies registry. It registers trust company, fund services, investment and money service businesses under the Financial Services (Jersey) Law 1998. Banks are licensed under the Banking Business (Jersey) Law 1991, funds under the Collective Investment Funds (Jersey) Law 1988 and insurers under the Insurance Business (Jersey) Law 1996. A registered firm is supervised against the code of practice for its sector. The Code of Practice for Trust Company Business sets out seven principles a registered trust company business must meet.

For financial crime, the main instruments are the Proceeds of Crime (Jersey) Law 1999 and the Money Laundering (Jersey) Order 2008. The Commission’s AML/CFT/CPF Handbook explains what the Order requires and how a firm can meet it, from corporate governance and the money laundering roles to risk assessment, customer due diligence and ongoing monitoring. Suspicious activity reports go to the Financial Intelligence Unit Jersey, not to the Commission.

In Amoreg, the Monitor reads the Commission’s news and events page and its consultations page. The library carries the JFSC AML/CFT/CPF Handbook, the Code of Practice for Trust Company Business and the codes of practice for funds and fund services business as regimes, each with its headline controls. The Jersey compliance software page, linked below, covers the codes, the wider legislation and the MONEYVAL evaluation.

Do Guernsey and Jersey share one set of rules?

No. Each island has its own law, regulator and handbook. A firm with entities on more than one island needs to show which regulator’s requirements apply to which entity. The rules do not merge. A compliance record that mixes them makes it hard to show which standard a decision was tested against.

The practical answer is to keep the record by regulator, and to name the regulator and the rule against every finding. The Isle of Man is a separate Crown Dependency with its own regulator, the Isle of Man Financial Services Authority. It is not one of the Channel Islands, but many island groups have an entity there, and the Isle of Man compliance software page, linked below, covers its rules.

How do you compare compliance software for a Channel Islands firm?

Start with your regulator. Ask each vendor which of the two Commissions it follows, and ask to see that Commission’s last three publications in the product, each with its date and its source link. A vendor that can show them has told you more than any coverage number.

Then ask what the product does with your own material. Does it read your policies against the Handbook or the codes and name the rule a policy falls short of, or does it hand you a feed and leave the reading to you? Both are valid products. They suit different teams.

Ask who decides. Where the software uses AI, ask who checks its output and where that check is recorded. After a change has been assessed, ask where the decision is kept, who made it and when. That record is what a supervisor will ask to see.

Finally, ask who makes the product, and read the answer on the vendor’s own site, not in a directory. Ask us the same questions.

How does Amoreg work for a Channel Islands firm?

You switch on the regimes your licence answers to: Guernsey’s, Jersey’s or both. The Monitor reads the sources of those regimes and records each publication once, with its source address, stage and date. Whether a publication applies to your firm is a person’s decision, recorded with their name.

Inspector reads your policy library every week against the regimes you switch on. It stays quiet about documents that are fine and raises a finding, with a drafted fix, where one falls short. A person approves or dismisses each finding, and the file keeps who decided and when.

Eve answers from the regulator’s own text and cites the rule it relies on. Each client company can have its own space, so one client’s material never sits in another’s work.

Client profiles on this site include Entrust, an independently owned trust company based in Jersey, and Garfield-Bennett, a Jersey trust company and part of Summit Group. Amoreg supports the compliance function; it does not replace the money laundering reporting officer or the compliance officer, and it does not decide for them.

Sources

Questions Channel Islands firms ask.

What is the best compliance software for the Channel Islands?

It depends on your regulator and on the job. A Guernsey firm needs software that works from the GFSC’s rules, and a Jersey firm from the JFSC’s. For client onboarding with KYC, AML and screening, look at tools built for that job; Flarion and ONYXTrack are two sold in the islands. For company and trust administration you need an entity management system. For regulatory intelligence, a policy library and compliance monitoring against the published rules of both Commissions, Amoreg is built for that and is made by a Guernsey company; RuleXis also lists horizon scanning and compliance monitoring. Amoreg’s own onboarding and screening products are coming soon, not available today.

Is Amoreg based in the Channel Islands?

Amoreg Limited is registered in Guernsey under company number 74168. Its registered office is Fairbairn House, Level 5, Rohais, St Peter Port, Guernsey GY1 1FE. The team works remotely.

Does Amoreg cover both the GFSC and the JFSC?

Yes. The Monitor reads the news and consultations pages of both Commissions and records each publication once with its source, stage and date. The library carries the GFSC’s Handbook on Countering Financial Crime, fiduciary rules, cyber security rules and corporate governance code, and the JFSC’s AML/CFT/CPF Handbook, Code of Practice for Trust Company Business and codes of practice for funds and fund services business. You switch on the regimes your licence answers to.

Does Amoreg cover the Isle of Man as well?

Yes. The Isle of Man is a separate Crown Dependency, not one of the Channel Islands, with its own regulator, the Isle of Man Financial Services Authority. The Monitor reads the Authority’s news and consultations pages, and the library carries the Isle of Man AML/CFT Code and the Financial Services Rule Book. The Isle of Man compliance software page covers it.

Does Amoreg do client onboarding, KYC or screening?

Not yet. Amoreg Review, for client onboarding to periodic review, and Amoreg Check, for sanctions, enforcement and PEP screening, are listed on the platform as coming soon. Today Amoreg covers regulatory monitoring, the policy library, findings and compliance monitoring.

Does the FCA regulate Channel Islands firms?

No. Guernsey and Jersey are Crown Dependencies outside the United Kingdom and the European Union. A firm that does business in both places must meet each regulator’s rules.

Does Amoreg replace the compliance officer or MLRO?

No. Amoreg watches the Commissions, reads your policies against the rules and keeps the record, but a named person decides every finding and approval.